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The Standard The Standard Protocol is a cutting-edge decentralized finance (DeFi) lending platform that provides users access to trillions of dollars in rare assets, including gold, cryptocurrencies, and in-game item NFTs. Users can borrow stable cryptocurrencies pegged to their local fiat currency by collateralizing their assets, securely stored in decentralized smart contracts called "Smart Vaults." This ensures that users retain control of their private keys, preventing third-party speculation on their collateral. The protocol allows for 0% interest borrowing without relying on a third party.   Initially, users can borrow "Standard Euro (sEURO)," a fiat Euro pegged stablecoin, with other stablecoins like sUSD and sYen to follow. The protocol supports multiple collateral types in a single vault, enabling the trading of locked assets within the smart vault while maintaining their collateral status. Smart vaults and associated debt can be sold as NFTs, offering flex